Tip #1 - Understand the difference between good debt and bad debt.
Tip #2 - Get a handle on your spending.
Awareness is an important first step in gaining control.
Tip #3 - Evaluate the debt you owe.
(See Kim's article in this issue... Her plan will help you do it!)
Tip #4 - Review 'best bets' on borrowing.
Take a good look at your options and decide what choices are make the most sense for you?
Tip #5 - Expect the unexpected.
Don't let life interfere with your plan. Correct and adjust - and move forward!